Underpricing
$350/month
Costs rise, but prices, change orders, and labor assumptions do not keep pace.
Busy does not always mean profitable.
Most businesses do not have one enormous financial problem. They have several smaller leaks that repeat every week and every month.
Recurring expenses
$125/month
Unused subscriptions, fees, and duplicate services quietly accumulate.
Slow collections
$800/month
Completed work is not invoiced or collected quickly enough.
A few small leaks can become
$15,300 per year
before considering lost time, rework, or cash-flow pressure.
Everything you need to find, measure, and prioritize the leaks.
This is not just an ebook. It is a focused set of working tools for investigating possible profit leaks.
Profit Leak Guide
Understand the seven most common ways small businesses lose profit.
Pricing Calculator
Estimate a minimum profitable selling price using labor, materials, overhead, and target profit.
Expense Audit
Review recurring charges and estimate the savings from canceling, replacing, or renegotiating them.
Receivables Tracker
See who owes money, how long it has been outstanding, and where collection attention is needed.
Cash-Flow Forecast
Project the next eight weeks and identify shortages before they become emergencies.
30-Day Recovery Plan
Rank problems by impact and ease so you can focus on the changes most likely to matter.
Imagine 30 days from now
Replace guesswork with a clear financial action plan.
- Know which services or jobs may be underpriced.
- Identify recurring expenses that deserve review.
- See which unpaid invoices require immediate follow-up.
- Estimate upcoming cash shortages.
- Choose the three actions most likely to improve profit.
“The goal is not merely to record what happened. The goal is to help business owners see what their numbers are telling them.”
James Friedman
Charter Oak Bookkeeping
One-time purchase
Get the complete Small Business Profit Leak Toolkit.
Immediate access to the PDF guide, editable Word guide, and Excel workbook containing all calculators and worksheets.
$27
One-time payment. No subscription.
When you are ready for the complete workflow
Explore the Decision System
The Profit Leak Toolkit is included in the $149 Financial Decision System.
Use the Toolkit to investigate specific pricing, expense, receivables, and cash-flow issues. The complete system adds the Monthly CEO Review Engine, decision foundations, an interactive workbook, a Decision Journal, Case Files, Decision Trees, and AI conversation guidance.
Bought the Toolkit first? Your $27 purchase can be credited toward the Financial Decision System when you upgrade.
7-Day Satisfaction Guarantee
Complete the Toolkit and contact Charter Oak Bookkeeping within 7 calendar days of purchase if it did not help you better understand your business’s financial problem areas.
Frequently Asked Questions
Do I need accounting experience?
No. The Toolkit is written in plain English for business owners.
What software do I need?
The guide is supplied as a PDF. The calculators are supplied as an Excel-compatible workbook.
How long will this take?
You can complete an initial review in about an hour, then use the 30-day plan to work through the most important issues.
Will this replace my accountant or bookkeeper?
No. It is an educational decision-support toolkit, not individualized accounting, tax, legal, or financial advice.
How do I receive the files?
After successful payment, you receive secure download access on the confirmation page and by email.
Is the Toolkit included in the Financial Decision System?
Yes. The $149 Charter Oak Financial Decision System includes the Profit Leak Toolkit along with the Monthly CEO Review Engine and the broader decision workflow.
Start finding and recovering more profit today.
Use the Toolkit to turn financial uncertainty into a practical 30-day action plan.